Therefore, it is important to secure your teeth with insurance. In India however people are still to realise the importance of such a health care plan for their teeth.
In Western countries there is a separate insurance known as Dental insurance that can be availed individually. However, in India you can get comprehensive medical insurance which includes provision for dental care.
Dental insurance plans in India are principally of two types.
? Dental insurance plan of the stand-alone type:
This type of plan has coverage for expenses arising out of general dental problems such as extraction of permanent teeth decayed due to caries. In this plan, the expenses to be reimbursed and the period of such cover is fixed. Generally, manufacturers of popular dental products provide such plans in collaboration with insurance companies.
? Dental insurance as part of a plan for health coverage:
Here, the coverage for dental ailments forms a part of the health coverage plan. These plans could be a comprehensive health insurance policy or a student medical policy. Through this plan, you can prefer a claim for dental treatment along with claims for treatment of other ailments.
Good dental health care involves maintenance of good oral hygiene and periodical checkups by a qualified dentist. ?Depending on many factors which affect dental health, dental treatment involves X-rays, orthodontics, oral surgery, dentures etc. Many people make the mistake of either completely ignoring or postponing dental care for the fear of a heavy bill. However, if you undergo dental treatment without insurance then you might have to really pay heavily from your pocket.
Neglect of dental health care may prove harmful to the general health of a person apart from the inconvenience it may create. There have been many cases that point out to the fact that ignoring dental hygiene can lead to problems in the body. If financial constraint is the main criteria, it is worthwhile to know that dental plans are available nowadays which are quite affordable. .
A wide range of services are covered in a dental plan. These include:
? Preventive care: ? Most important because dental care stands to be most neglected. Preventive care arrests rapid deterioration of teeth.
? Emergency care
? Special procedures like crowns root canal, orthodontics, oral surgery etc. should be included in dental health coverage plan.
Most dental health care diseases can be easily prevented. Medical insurance for dental care are structured in a way that patients are encouraged to get routine care necessary to maintain good dental health, as well as diagnosing and preventing onset of any serious disease in time.
Thus, in order to maintain good health whether oral or for any other organ a proper insurance plan can be thought for. Various plans like health healthecycle insurance India, health insurance for parents India can be bought according to one?s need
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